Al Dirwaza Account
An investment saving account based on Wakala investment principle with profits disbursed monthly, along with draws to win cash prizes throughout the year.
Apply NowAccount benefits
- Expected profits up to 2% disbursed on Monthly basis.
- No salary transfer required.
- Up to KD 2,000 cash withdrawal from ATMs
- Instant issuance of Debit card
- SMS service
- The funds of the account are invested based on Wakala investment principle.
2025 campaign
- Weekly Draws: 5 winners KD 1,000 each, 9 winners KD 500 each.
- Monthly Draws: 2 winners- KD 5,000 each.
- Quarterly Draws: 1 winner of KD 25,000
- Mega Draw: January 2026- 1 winner of KD 100,000
- *The quarterly draw takes place the monthly draw.
- **The Mega draw takes place the quarterly draw.
Chances calculation
- Weekly and monthly draws: the amount should be in the account one full calendar month prior to the draw.
- Quarterly and Mega draws: the amount should be in the account for two full calendar months prior to the draws.
- 1 chance per KD 1 if the minimum balance below KD 2,000.
- 2 chances per KD 1 if the minimum balance between KD 2,000 – below KD 5,000.
- 3 chances per KD 1 if the minimum balance between KD 5,000 – below KD 10,000.
- 4 chance per KD 1 if the minimum balance KD 10,000 and above
- The maximum chances each customer gets is 250,000.
- Draw chances are calculated on the available account balance excluding amounts under collections.
- Blocked amounts are calculated for the draw chances.
Terms and Conditions
- Minimum balance of KD 100 is required for the account and to enter the draws and this amount can only be withdrawn upon account closure
- Monthly profits are calculated based on the minimum monthly balance
- The Quarterly draw takes place the monthly draw
- The Mega draw takes place the quarterly draw.
- Weekly and monthly draw winners will not be eligible for any draws for a period of three months after winning.
- Quarterly draw winner will not be eligible for any quarterly draws during the campaign.
- Cash prizes are awarded separately and are not deducted from the customer’s account balance.
- The account must remain open until the day of the draw for eligibility.
- The bank reserves the right to modify the campaign’s terms, draws, and prizes at any time. Customers will be notified in advance via written or electronic means.
- Terms and conditions apply.
Winners of Al Dirwaza Account Draws
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