Personal Corporate Real Estate Report Fraud
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Personal Corporate Real Estate Report Fraud

Al Dirwaza Account

An investment saving account based on Wakala investment principle with profits disbursed monthly, along with draws to win cash prizes throughout the year.

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Account benefits

  • Expected profits up to 2% disbursed on Monthly basis.
  • No salary transfer required.
  • Up to KD 2,000 cash withdrawal from ATMs
  • Instant issuance of Debit card
  • SMS service
  • The funds of the account are invested based on Wakala investment principle.

2025 campaign

  • Weekly Draws: 5 winners KD 1,000 each, 9 winners KD 500 each.
  • Monthly Draws: 2 winners- KD 5,000 each.
  • Quarterly Draws: 1 winner of KD 25,000
  • Mega Draw: January 2026- 1 winner of KD 100,000
  • *The quarterly draw takes place the monthly draw.
  • **The Mega draw takes place the quarterly draw.

Chances calculation

  • Weekly and monthly draws: the amount should be in the account one full calendar month prior to the draw.
  • Quarterly and Mega draws: the amount should be in the account for two full calendar months prior to the draws.
  • 1 chance per KD 1 if the minimum balance below KD 2,000.
  • 2 chances per KD 1 if the minimum balance between KD 2,000 – below KD 5,000.
  • 3 chances per KD 1 if the minimum balance between KD 5,000 – below KD 10,000.
  • 4 chance per KD 1 if the minimum balance KD 10,000 and above
  • The maximum chances each customer gets is 250,000.
  • Draw chances are calculated on the available account balance excluding amounts under collections.
  • Blocked amounts are calculated for the draw chances.

Terms and Conditions

  • Minimum balance of KD 100 is required for the account and to enter the draws and this amount can only be withdrawn upon account closure
  • Monthly profits are calculated based on the minimum monthly balance
  • The Quarterly draw takes place the monthly draw
  • The Mega draw takes place the quarterly draw.
  • Weekly and monthly draw winners will not be eligible for any draws for a period of three months after winning.
  • Quarterly draw winner will not be eligible for any quarterly draws during the campaign.
  • Cash prizes are awarded separately and are not deducted from the customer’s account balance.
  • The account must remain open until the day of the draw for eligibility.
  • The bank reserves the right to modify the campaign’s terms, draws, and prizes at any time. Customers will be notified in advance via written or electronic means.
  • Terms and conditions apply.

Winners of Al Dirwaza Account Draws

FAQ

Terms and Conditions

Other Benefits

"KIB Contact Center"
Our 24/7 Contact Center

Sms Banking
Service

Free KIB
Mobile Banking

Cardless ATM
withdrawal service

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