Cardlss ATM Withdrawal
With the help of KIB Cardless ATM Withdrawal service, KIB customers can now transfer amount to another KIB or non-KIB beneficiary for withdrawal from the ATM without using an ATM card. The beneficiary will be able to withdrawal cash using his/her mobile number or Civil ID while entering the code sent by the bank.
Features & Benefits
- Amount transfer is very easy and secured
- Most importantly, when you need cash urgently and your ATM card is not with you, this service will come to rescue you
- Transaction can be done 24/7
- Cash can be withdrawn from all KIB branches ATMs
- Recipient is not required to have KIB account
How it Works
- Account Holder logs in to his/her account via KIB Online Banking and selects Cardless transaction
- Account Holder will choose the account to debit and define the amount to be transferred
- Account Holder will select a beneficiary from the list
- Account Holder to enter his/her transaction password to confirm the transaction
- System will generate the 4 digit code and will send it via SMS to Account Holder
- Account Holder will forward the SMS to Beneficiary
- Beneficiary heads towards any KIB Branch ATM and selects Cardless Service from the ATM screen
- Beneficiary to choose whether to validate through “Mobile Number” or “Civil ID”
- Beneficiary will be asked to enter the 4 digit code (forwarded in step #6)
- Beneficiary to enter Mobile number if chooses “Mobile” option or insert CID if chooses “Civil ID” option
- If the code is correct, not used, and not expired, ATM will dispense the transferred amount in full
- SMS will be sent to the Account Holder for the amount debited
Limits
- Maximum amount limit per transaction is KD 300
- Maximum amount limit per day is KD 300
- There is no limit on the number of withdrawal per day
- There is no monthly limit
Fees
- There are no fees associated with the Cardless transaction and service is offered for free.
* Terms & Conditions apply.
Other Benefits
"KIB Contact Center"
Our 24/7 Contact Center
Sms Banking
Service
Free KIB
Mobile Banking
Cardless ATM
withdrawal service