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Cardlss ATM Withdrawal

With the help of KIB Cardless ATM Withdrawal service, KIB customers can now transfer amount to another KIB or non-KIB beneficiary for withdrawal from the ATM without using an ATM card. The beneficiary will be able to withdrawal cash using his/her mobile number or Civil ID while entering the code sent by the bank.

Features & Benefits

  • Amount transfer is very easy and secured
  • Most importantly, when you need cash urgently and your ATM card is not with you, this service will come to rescue you
  • Transaction can be done 24/7
  • Cash can be withdrawn from all KIB branches ATMs
  • Recipient is not required to have KIB account

How it Works

  • Account Holder logs in to his/her account via KIB Online Banking and selects Cardless transaction
  • Account Holder will choose the account to debit and define the amount to be transferred
  • Account Holder will select a beneficiary from the list
  • Account Holder to enter his/her transaction password to confirm the transaction
  • System will generate the 4 digit code and will send it via SMS to Account Holder
  • Account Holder will forward the SMS to Beneficiary
  • Beneficiary heads towards any KIB Branch ATM and selects Cardless Service from the ATM screen
  • Beneficiary to choose whether to validate through “Mobile Number” or “Civil ID”
  • Beneficiary will be asked to enter the 4 digit code (forwarded in step #6)
  • Beneficiary to enter Mobile number if chooses “Mobile” option or insert CID if chooses “Civil ID” option
  • If the code is correct, not used, and not expired, ATM will dispense the transferred amount in full
  • SMS will be sent to the Account Holder for the amount debited

Limits

  • Maximum amount limit per transaction is KD 300
  • Maximum amount limit per day is KD 300
  • There is no limit on the number of withdrawal per day
  • There is no monthly limit

Fees

  • There are no fees associated with the Cardless transaction and service is offered for free.
* Terms & Conditions apply.

Other Benefits

"KIB Contact Center"
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Sms Banking
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Free KIB
Mobile Banking

Cardless ATM
withdrawal service