Garmin Pay Application

A new safe, easy and convenient payment technology have been added to make your contactless payment through Garmin Pay Application. All you have to do is link your KIB card through a Garmin Smartwatch and enjoy your payments locally and internationally through NFC enabled points of sales.


  • Able to delete / block a card at any time
  • Ease of switching between your eligible cards for payments
  • High level of security
  • Accepted at NFC enabled terminals

How to use

  • Open the App on your smartphone and navigate to your settings by selecting your watch
  • Select Garmin Pay and tap “Create your wallet”
  • Create a PIN code for your watch
  • Enter your card details
  • Read and accept the terms and conditions
  • Enter the Authentication Code OTP

How to Pay

  • Press and hold the action button on the watch
  • Tap the wallet icon and enter your passcode
  • Select the card you want to pay with


  • KIB cardholders with selected, active Credit, Prepaid and Debit cards
  • Customers owning a Garmin smartwatch


Terms and Conditions