MasterCard World

Available in both charge or credit and comes with global promotions and discounts for the business elite, with flexible payment options and a wide selection of exclusive benefits from MasterCard.

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Card Features

  • Sharia’a compliant.
  • Flexible monthly payments 10% or 33% or 100%.
  • Smart chip for enhanced security.
  • Fees are fixed and no hidden charges and no charges/penalties on outstanding amounts as it work under Islamic financing concept of Qard Hassan.
  • Convenience of withdrawing cash from more than a million ATMs worldwide.
  • SMS banking services
  • KIB Application for smart mobile banking.
  • 3% Cash Back on POS.
  • Access to KIB online service

Additional Benefits from MasterCard

  • Promotions on hotels and luxury suites onefinestay.
  • Discounts reaches up to 15% when shopping in the European Chic Outlets center.
  • Free night when booking two nights at more than 175 hotel and resort in a joint program of Starwood in Europe, Middle East and Africa (or free nights when you book 4 nights).
  • Discounts and promotions of restaurants and cafes and entertainment attractions Buy 1 Get 1 in the Middle East and some African countries.


  • MasterCard World Direct Debit KD 100
  • MasterCard World Credit Card KD 130

Required Documents

  • Original Valid Civil ID
  • Salary certificate and Continuation
  • Three months bank statement
  • Authorized signatory (Kuwaitis working in private sector)
  • MGRP Certificate (Kuwaitis working in private sector)
  • Passport copy (Non Kuwaitis)
  • Work permit (Non Kuwaitis)

*Terms and conditions apply

KIB Credit Card Terms & Conditions