Al Dirwaza Account
An investment saving account based on Wakala investment principle with profits disbursed monthly, along with draws to win cash prizes throughout the year.
Apply NowAccount benefits
- The funds of the account are invested based on Wakala investment principle
- Instant issuance of ATM card
- Annual expected profits up to 2% disbursed on Monthly basis
- Up to KD 2,000 cash withdrawal from ATMs
- SMS service
- No salary transfer required
Chances calculation
- Monthly draw: 1 chance is for every KD 1 that have completed 1 full calendar month in the account, and the chances are calculated based on the lowest monthly balance prior to the draw
- Mega Draw: 1 chance is for every KD 1 that have completed 2 full calendar months in the account, and the chances are calculated based on the lowest 2 monthly balances prior to the draw
- The maximum chances each customer gets is 250,000
- Draw chances are calculated on the available account balance excluding amounts under collections
- Blocked amounts are calculated for the draw chances
Conditions
- The account is available for individuals in Kuwaiti Dinar only
- Customer’s salary cannot be transferred to this account
- Minimum balance of KD 100 is required for the account and to enter the draws and this amount can only be withdrawn upon account closure
- Monthly profits are calculated based on the minimum monthly balance
- The Mega draw takes the place of the monthly draw
- The monthly draw winners are not entitled to enter any of the monthly draws until the end of three months
- The prizes are not deducted from the customer’s funds
- The customer should not close the account until the day of the draw in order to enter the draws
2023 campaign
- Monthly draws: from February to December 2023 – 1st winner: KD 10,000, 2nd to 11th winners: KD 1,000
- Mega Draw: January 2024 – one winner of KD 100,000
- *the Mega draw takes place the monthly draw
Winners of Al Dirwaza Account Draws
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